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	<title>Small Business Owner</title>
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	<description>A blog about the lives and times of Aussie small business owners, proudly brought to you by MYOB.</description>
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		<title>Come to Coburg!</title>
		<link>http://mybrc.myobnet.com/2011/08/30/come-to-coburg/</link>
		<comments>http://mybrc.myobnet.com/2011/08/30/come-to-coburg/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 01:41:37 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[image]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[online tools]]></category>
		<category><![CDATA[positive change]]></category>
		<category><![CDATA[reputation]]></category>
		<category><![CDATA[reputation management]]></category>

		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4847</guid>
		<description><![CDATA[You&#8217;ll also find this post at The Pulse

Here’s that case study I promised.
It’s a medical clinic that has everything going for it.
Yet they can’t get a single full-time general practitioner (GP) doctor to join them.
They’ve run press ads till they’re blue in the face, with zero effect.
That’s why I won’t write them another one.
So what [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F30%2Fcome-to-coburg%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F30%2Fcome-to-coburg%2F" height="61" width="51" /></a></div><p><em>You&#8217;ll also find this post at <a href="http://myob.com.au/blog/come-to-coburg/" target="_blank">The Pulse</a></em></p>
<p style="text-align: center;"><a href="http://www.coburgcentralmedical.com.au/  " target="_blank"><img class="alignleft size-medium wp-image-4846" title="Coburg Central Medical Clinic Staff" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/Coburg-Central-Medical-Clinic-Staff-200x300.jpg" alt="Coburg Central Medical Clinic Staff" width="200" height="300" /></a></p>
<p>Here’s that <a href="http://myob.com.au/blog/how-to-do-yourself-out-of-a-thousand-bucks/" target="blank">case study</a> I promised.</p>
<p>It’s a <a href="http://www.coburgcentralmedical.com.au/" target="blank">medical clinic</a> that has everything going for it.</p>
<p>Yet they can’t get a single full-time general practitioner (GP) doctor to join them.</p>
<p>They’ve run press ads till they’re blue in the face, with zero effect.</p>
<p>That’s why I won’t write them another one.</p>
<p>So what CAN they do?</p>
<p>To find out, we must play: Fortunately Unfortunately!</p>
<p> </p>
<p><strong><span style="color: #339966;">Fortunately</span></strong></p>
<p>The clinic has smart management, modern facilities and enlightened practices (they don’t serve Valium in Pez dispensers).</p>
<p><strong><span style="color: #ff0000;">Unfortunately</span></strong></p>
<p>It’s in Coburg. And though this former working-class Melbourne suburb is rapidly evolving, distant GPs don’t know it.</p>
<p><strong><span style="color: #339966;">Fortunately</span></strong></p>
<p>The clinic has run several attractive, well-written and cripplingly expensive job ads in top national medical magazines.</p>
<p><strong><span style="color: #ff0000;">Unfortunately</span></strong></p>
<p>The ads always appear at the <span style="text-decoration: underline;">back</span> of these mags, eclipsed by all the other ads from all the other clinics.</p>
<p>Worse, passive job seekers (GPs happy in their current role) don’t even bother with this section.</p>
<p><strong><span style="color: #339966;">Fortunately</span></strong></p>
<p>The clinic’s GPs keep 70% of everything they bill. This is high by industry standards. (The other 30% covers rent, equipment, consumables and so on.) All a GP need do is turn up and earn.</p>
<p><strong><span style="color: #ff0000;">Unfortunately</span></strong></p>
<p>The clinic <a href="http://en.wikipedia.org/wiki/Bulk_billing" target="blank">bulk bills</a>. While this makes health easier and cheaper for all, it carries massive stigma for ‘private’ GPs who don’t do it.</p>
<p><strong><span style="color: #339966;">Fortunately</span></strong></p>
<p>The clinic has low debt, loyal patients, growing revenue and big plans.</p>
<p>It’s perfectly positioned to expand in and beyond its current site.</p>
<p><strong><span style="color: #ff0000;">Unfortunately</span></strong></p>
<p>They can’t move a muscle without more staff.</p>
<p>GPs are rare, fussy and in HOT demand.</p>
<p>Happy GPs are impossible to dislodge.</p>
<p>Unhappy GPs can be more trouble than they’re worth.</p>
<p><strong> </strong></p>
<p><strong>What to do?</strong></p>
<p>Here’s what I said at the briefing session:</p>
<p>‘First, do no (more) harm. Forget the ads.</p>
<p>Instead, get into the <span style="text-decoration: underline;">front</span> of medical magazines.</p>
<p>How? By writing articles that editors and readers will love.</p>
<p>Demonstrate your expertise and passion.</p>
<p>Subtly build your brand.</p>
<p>Become an industry thought leader.</p>
<p>Instead of chasing GPs, <span style="text-decoration: underline;">show how</span> your clinic is genuinely superior to others.</p>
<p>Eventually, <span style="text-decoration: underline;">GPs</span> will come to <span style="text-decoration: underline;">you</span>.</p>
<p>And it won’t cost you a cent.’</p>
<p><strong> </strong></p>
<p><strong>Second opinion</strong></p>
<p>The team liked the cut of my jib; hence this post.</p>
<p>But what do YOU reckon?</p>
<p>Should the clinic:</p>
<ul>
<li>Keep flogging a dead horse?</li>
<li>Ditch their grand vision and go private?</li>
<li>Follow my advice.</li>
<li>Follow <span style="text-decoration: underline;">your</span> advice (describe).</li>
</ul>
<p>The situation is critical.</p>
<p>BP is 260 over 12.</p>
<p>We’re losing them &#8230;</p>
<p>It’s a &#8230; <strong>CODE</strong></p>
<p><strong>YOU</strong>!</p>
<p> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p> </p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#%21/PaulHassing" target="_blank"></a></p>
<p><strong><em><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img class="alignleft size-full wp-image-250" title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></em></strong></p>
<p> </p>
<p> </p>
<p> </p>
<p><strong><em>Where have all the comments gone?</em></strong></p>
<p>We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, <a href="http://myob.com.au/blog/come-to-coburg/" target="_blank">The Pulse</a>.  Come and join the conversation on this post <a href="http://myob.com.au/blog/come-to-coburg/" target="_blank">here</a>.</p>
]]></content:encoded>
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		<title>How to do yourself out of a thousand bucks</title>
		<link>http://mybrc.myobnet.com/2011/08/25/how-to-do-yourself-out-of-a-thousand-bucks/</link>
		<comments>http://mybrc.myobnet.com/2011/08/25/how-to-do-yourself-out-of-a-thousand-bucks/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 23:18:47 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Finding new business]]></category>

		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4840</guid>
		<description><![CDATA[You&#8217;ll also find this post at The Pulse

Greater love hath no man.
Last month, two prospects offered to pay me for stuff they didn’t need.
I talked them both out of it.
Am I crazy?
Let’s see.
 
What you ordered, not what you wanted
Have you ever demanded a particular restaurant meal?
The waiter advised against it, but you pushed on [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F25%2Fhow-to-do-yourself-out-of-a-thousand-bucks%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F25%2Fhow-to-do-yourself-out-of-a-thousand-bucks%2F" height="61" width="51" /></a></div><p><em>You&#8217;ll also find this post at <a href="http://myob.com.au/blog/how-to-do-yourself-out-of-a-thousand-bucks/" target="_blank">The Pulse</a></em></p>
<p style="text-align: center;"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-medium wp-image-4841  aligncenter" title="Money_cropped" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/Money_cropped-300x88.jpg" alt="Money_cropped" width="300" height="88" /></a></p>
<p style="text-align: center;"><em>Greater love hath no man.</em></p>
<p>Last month, <span style="text-decoration: underline;">two</span> prospects offered to pay me for stuff they didn’t need.</p>
<p>I talked them both out of it.</p>
<p>Am I crazy?</p>
<p>Let’s see.</p>
<h4><strong> </strong></h4>
<h4><strong><span style="color: #ff0000;">What you ordered, not what you wanted</span></strong></h4>
<p>Have you ever demanded a particular restaurant meal?</p>
<p>The <a href="http://mybrc.myobnet.com/2010/01/28/breadstuck/" target="blank">waiter</a> advised against it, but you pushed on regardless.</p>
<p>Only when the dish arrived did you realise you should’ve listened.<img title="More..." src="http://blog.myob.com/blog/wp-includes/js/tinymce/plugins/wordpress/img/trans.gif" alt="" /></p>
<h4><strong> </strong></h4>
<h4><strong><span style="color: #ff0000;">Careful what you wish for</span></strong></h4>
<p>It’s like this with some of my prospects and clients.</p>
<p>They come to me with a fixed idea of what they need.</p>
<p>They really <span style="text-decoration: underline;">really</span> want it, and they’re prepared to pay.</p>
<p>And even though I can do it, I feel duty bound to advise against it.</p>
<p>This is happening more often with press releases and print ads in newspapers and magazines.</p>
<p>There was a time when one of these was all you needed to achieve your goal.</p>
<p>Now, with media fragmenting into a thousand channels and newspapers in decline, they just don’t have the same clout.</p>
<p>The problem is, clients who’ve tasted success with ‘old’ media in the (often distant) past don’t realise the world has changed. A lot.</p>
<p>So I have to word them up.</p>
<h4><strong> </strong></h4>
<h4><strong><span style="color: #ff0000;">Duty bound</span></strong></h4>
<p>I try to be an ethical chap.</p>
<p>I believe The Great Wheel rewards those who do the right thing. Eventually.</p>
<p>But my approach isn’t all just hearts and flowers.</p>
<p>Regardless of my prior achievements, I’m judged on the performance of my latest piece of writing.</p>
<p>So, if I write a magnificent yet inappropriate communication that fails, I look as bad as my client.</p>
<p>If, however, I save a misguided client from folly, they may just remember my kindness and trust me with future work they do actually need.</p>
<p>That’s the theory, anyway.</p>
<h4><strong> </strong></h4>
<h4><strong><span style="color: #ff0000;">Stay tuned</span></strong></h4>
<p>In a coming post, I plan to do a case study of a prospect for whom the old ways just don’t work anymore.</p>
<p>This business has kindly agreed for us to examine and debate a tricky situation that’s really cramping their style.</p>
<p>They’ll learn a lot and we’ll probably learn even more.</p>
<h4><strong> </strong></h4>
<h4><strong><span style="color: #ff0000;">Knock yourself out</span></strong></h4>
<p>But before I table this story, I’d like to get a feel for where <span style="text-decoration: underline;">you</span> stand on unnecessary client purchases.</p>
<p>To this end:</p>
<ul>
<li>Do your customers ever ask for stuff you <span style="text-decoration: underline;">know</span> they don’t need?</li>
<li>If so, do you:
<ul>
<li>Refuse point blank to supply them.</li>
<li>Try to talk them out of it, but let them win if they’re adamant.</li>
<li>Take their money and run.</li>
<li>Something else (describe).</li>
</ul>
</li>
</ul>
<p>I know one thing for sure:</p>
<p>I need you more than you need me.</p>
<p>So let’s talk</p>
<p>turkey!</p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
<p><strong><em> </em></strong></p>
<p><strong><em>Where have all the comments gone?</em></strong></p>
<p>We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, <a href="http://myob.com/blog/cause-and-effect/" target="_blank">The Pulse</a>.  Come and join the conversation on this post <a href="http://myob.com/blog/cause-and-effect/" target="_blank">here</a>.</p>
]]></content:encoded>
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		<title>Cause and Effect</title>
		<link>http://mybrc.myobnet.com/2011/08/18/cause-and-effect/</link>
		<comments>http://mybrc.myobnet.com/2011/08/18/cause-and-effect/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 01:24:21 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[First impressions]]></category>
		<category><![CDATA[image]]></category>
		<category><![CDATA[positive change]]></category>
		<category><![CDATA[reputation]]></category>
		<category><![CDATA[reputation management]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4829</guid>
		<description><![CDATA[You&#8217;ll also find this post at The Pulse
 
I’m a mercenary bastard.
I support charities, but chiefly to avert unpleasant dentist experiences.
I’ve supported everyone from The Big Issue to Greenpeace, but only fleetingly, haltingly and superficially.
I’ve read a hundred times that true happiness comes from serving others.
It can also be rather good for business and branding.
So why [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F18%2Fcause-and-effect%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F18%2Fcause-and-effect%2F" height="61" width="51" /></a></div><p><em>You&#8217;ll also find this post at <a href="http://myob.com.au/blog/cause-and-effect/" target="_blank">The Pulse</a></em></p>
<div id="attachment_4830" class="wp-caption aligncenter" style="width: 310px"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-full wp-image-4830" title="2081455_HiRes" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/2081455_HiRes.jpg" alt="Who gets your support?" width="300" height="300" /></a><p class="wp-caption-text">Who gets your support?</p></div>
<p> </p>
<p>I’m a mercenary bastard.</p>
<p>I support charities, but chiefly to avert unpleasant <a href="../../2011/06/07/what-lovely-teeth-you-have/" target="blank">dentist</a> experiences.</p>
<p>I’ve supported everyone from <a href="../../2010/08/26/the-bigger-issues/" target="blank">The Big Issue</a> to Greenpeace, but only fleetingly, haltingly and superficially.</p>
<p>I’ve read a hundred times that true happiness comes from serving others.</p>
<p>It can also be rather good for business and branding.</p>
<p>So why don’t I bloody-well do it?</p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong> </strong></span></span></p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong>Meanie</strong></span></span></p>
<p>I tried editing The Greens’ newsletter, but found it too distracting.</p>
<p>(I hate <a href="../../2010/02/25/charity-case/" target="blank">working for free</a>, so I put my paid work first.)</p>
<p>I donated to <a href="http://www.animalsaustralia.org/" target="blank">Animals Australia</a>, but I didn’t go to their rally.</p>
<p>(I hate crowds.)</p>
<p>I seem unable to:</p>
<ul>
<li>Choose a cause.</li>
<li>Stick with it.</li>
<li>Make a significant, lasting contribution.</li>
<li>Give of <span style="text-decoration: underline;">myself</span>.</li>
</ul>
<p>Not so my amazing clients.</p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong> </strong></span></span></p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong>Kind Souls</strong></span></span></p>
<p><a href="../../2011/05/03/use-it-or-lose-it/" target="blank">Mike Boyle</a> of <a href="http://banjargroup.com.au/home" target="blank">Banjar Group</a> donates ALL the proceeds of his excellent <a href="http://thesalescat.com.au/" target="blank">book</a> to <a href="http://www.schoolofstjude.co.tz/" target="blank">The School of St Jude</a> in Tanzania.</p>
<p><a href="../../2010/10/05/first-impression/" target="blank">Helen Robinett</a> of <a href="http://www.imagequest.com.au/" target="blank">Image Quest</a> is right into <a href="http://www.bigbrothersbigsisters.com.au/" target="blank">Big Brothers Big Sisters</a>. Here’s what she says:</p>
<blockquote><p>BBBS is a program run by <a href="http://www.tryyouth.org.au/" target="blank">Try Australia</a> (a 128-year-old Melbourne charity supporting young people and their families).</p>
<p>Why? Easy. Because I had the good fortune to be raised in a stable home with two parents who cared about me. Capable, loving souls who had a crack and did alright I reckon.</p>
<p>I later discovered that what I had is not so &#8216;normal&#8217;. So many kids get a rough start with parents who are doing their best with what they have under difficult circumstances.</p>
<p>I reckon it takes a whole community to raise a child and that&#8217;s enough to motivate me to do what I do on the board for Try and BBBS Melbourne. I&#8217;ve been actively involved for the past 8 years as a director and 3 years as chairman.</p>
<p>We run a $32m business to support our programs, so as a charity we’re responsible, not hoping for govt handouts. They dry up! We have a couple of major events to raise funds and that&#8217;s it. In November we have a BBBS <a href="http://www.bbbs.org.au/bbbs/home/getinvolved/events.sok" target="blank">fashion parade</a>.</p>
<p>What I get out of it is huge! Certainly more than I give. I’ve surrounded myself with board directors who are much smarter in ways I’m not. I’ve learned valuable business skills that are serving me well. I also get to hang out with some really cool people.</p>
<p>I&#8217;m setting a great example for my daughter in terms of what community means. Walk the talk baby. Don&#8217;t just say it, do it! I know I’m a better person for what I do and that&#8217;s good enough for me. I only need to answer to myself, no-one else. Bonus is that kids who need it the most benefit from the choice I make every day.</p>
<p>So because of this, I give to nothing else. I&#8217;m so clear on what I DO that I don&#8217;t have to worry about what I DON’T! I don&#8217;t even put money in a tin. And it doesn’t bother me. I get HIGH on what I choose to DO instead! That&#8217;s it.</p></blockquote>
<p>Helen and Mike have connected with a cause and followed through – at length and in depth.</p>
<p>Does this mean there’s hope for the rest of us?</p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong> </strong></span></span></p>
<p><span style="color: #ff6600;"><span style="font-size: medium;"><strong>Give it up</strong></span></span></p>
<p>The first half of this post was about me, me, me.</p>
<p>What’s far more interesting is you, you, you.</p>
<ul>
<li>Do <span style="text-decoration: underline;">you</span> have a No. 1 cause or charity? (You can add a link to their site.)</li>
<li>If not, why not?</li>
<li>If so, how or why did you choose it?</li>
<li>In what way/s do you support it?</li>
<li>What, if anything, do you get from doing this personally?</li>
<li>Finally, does ‘doing good’ help your business or brand?</li>
</ul>
<p>Your contribution could well make me a better human being.</p>
<p>So please, give generously.</p>
<p>(I gave at the office.)</p>
<p>Thank you for your support!</p>
<p> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><strong> </strong></p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img class="size-full wp-image-250 alignleft" title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
<p><strong><em> </em></strong></p>
<p><strong><em> </em></strong></p>
<p><strong><em> </em></strong></p>
<p><strong><em>Where have all the comments gone?</em></strong></p>
<p>We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, <a href="http://myob.com/blog/cause-and-effect/" target="_blank">The Pulse</a>.  Come and join the conversation on this post <a href="http://myob.com/blog/cause-and-effect/" target="_blank">here</a>.</p>
]]></content:encoded>
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		<title>A Fool &amp; His Money (Part 3)</title>
		<link>http://mybrc.myobnet.com/2011/08/11/a-fool-his-money-part-3/</link>
		<comments>http://mybrc.myobnet.com/2011/08/11/a-fool-his-money-part-3/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 23:52:15 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Finances]]></category>
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		<category><![CDATA[client feedback]]></category>
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		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4819</guid>
		<description><![CDATA[
You&#8217;ll also find this post at The Pulse

 
Parts 1 and 2 have brought us to this stage of my better-bank-deal quest.
Thank you so much for reading and responding!
Today the plot finally crystallises.
 
Bert
As Sheryl the Specialised Case Manager presaged, Bert the Bank Manager and I had ‘fruitful conversations’ (via email).
Alas, the fruit was small, hard and [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F11%2Fa-fool-his-money-part-3%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F11%2Fa-fool-his-money-part-3%2F" height="61" width="51" /></a></div><div class="mceTemp mceIEcenter" style="text-align: left;">
<p style="text-align: left;"><em><span style="color: #888888;">You&#8217;ll also find this post at </span><a href="http://myob.com.au/blog/a-fool-and-his-money-part-3/" target="_blank"><span style="color: #ff9900;">The Pulse</span></a></em></p>
</div>
<div id="attachment_4820" class="wp-caption aligncenter" style="width: 191px"><a href="http://www.thefeistyempire.com/" target="blank"><img class="size-full wp-image-4820" title="heartIcecubes_cropped" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/heartIcecubes_cropped.jpg" alt="Love on the rocks." width="181" height="204" /></a><p class="wp-caption-text">Love on the rocks.</p></div>
<p> </p>
<p>Parts <a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="blank">1</a> and <a href="http://myob.com.au/blog/a-fool-and-his-money-part-2/" target="blank">2</a> have brought us to this stage of my better-bank-deal quest.</p>
<p>Thank you <span style="text-decoration: underline;">so</span> much for reading and responding!</p>
<p>Today the plot finally crystallises.</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff6600;">Bert</span></strong></span></p>
<p>As Sheryl the Specialised Case Manager presaged, Bert the Bank Manager and I had ‘fruitful conversations’ (via email).</p>
<p>Alas, the fruit was small, hard and bitter:</p>
<ol>
<li>No relief on annual or monthly fees.</li>
<li>A total annual interest saving of &#8230; wait for it &#8230; $126.</li>
</ol>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff6600;">Barry</span></strong></span></p>
<p>I told Barry the Twitter Team Guy.</p>
<p>No response.</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff6600;">Con</span></strong></span></p>
<p>Con the Home Loan Officer rang me once more for good measure, but to no effect.</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff6600;">Sheryl</span></strong></span></p>
<p>I had an email chat with Sheryl (pleasantries removed to save space):</p>
<blockquote><p><span style="color: #0000ff;">Hi, Sheryl,</span></p>
<p><span style="color: #0000ff;">Just thought I’d have a quiet word with you while I deliberate.</span></p>
<p><span style="color: #0000ff;">Do you feel happy with how this resolution is panning out?</span></p></blockquote>
<p> </p>
<blockquote><p><span style="color: #800000;">Hi, Paul,</span></p>
<p><span style="color: #800000;">I am only happy if you are.</span></p>
<p><span style="color: #800000;">I can see that Bert is trying his best to assist you but ultimately the decisions will lay with you.</span></p>
<p><span style="color: #800000;">So Paul, are you happy with the way this is panning out?</span></p></blockquote>
<p> </p>
<blockquote><p><span style="color: #0000ff;">Having achieved a mere 6.3% of my target saving of $2,000 I feel rather deflated.</span></p>
<p><span style="color: #0000ff;">I can’t tell whether this is truly the best ABank can do, or whether it’s the best they can do for a ‘little person’ like me.</span></p>
<p><span style="color: #0000ff;">After all this time and effort and drama, a saving of just $126 per year seems pretty paltry.</span></p>
<p><span style="color: #0000ff;">It doesn’t really inspire me to forge a 40-year alliance with ABank that showers us both in riches.</span></p>
<p><span style="color: #0000ff;">I think I may have to wait to see what the Choice initiative comes up with.</span></p>
<p><span style="color: #0000ff;">If it turns out that you guys really have done the best you can for me, I’ll accept my $126 with grace and apologise humbly for wasting everyone’s time.</span></p>
<p><span style="color: #0000ff;">If, however, Choice turns up a raft of significantly better deals, I’ll probably feel very let down that you guys couldn’t do likewise for me ahead of time.</span></p>
<p><span style="color: #0000ff;">Does this description of how I feel make sense to you, Sheryl?</span></p></blockquote>
<p> </p>
<blockquote><p><span style="color: #800000;">To be honest saving money and discussing lending matters via email is not as effective as a verbal conversation&#8230; would you consider a conversation with Bert? This may lead to further options.</span></p>
<p><span style="color: #800000;">I assure you we want to help and we are doing all that we can at this moment. We would love to see you as one of our long term customers so I think it is time for an actual chat. Your thoughts?</span></p></blockquote>
<p> </p>
<blockquote><p><span style="color: #0000ff;">As a writer, verbal isn’t my forte.</span></p>
<p><span style="color: #0000ff;">That’s probably why I’ve failed in all phone and face-to-face discussions to date.</span></p>
<p><span style="color: #0000ff;">I understand that much business is conducted this way.</span></p>
<p><span style="color: #0000ff;">I don’t understand why these ‘further options’ can’t be put in print. When I first took my loans, the terms were written in great detail.</span></p>
<p><span style="color: #0000ff;">Unless, of course, you’re talking about a <span style="text-decoration: underline;">negotiation</span> – which I find even less desirable.</span></p>
<p><span style="color: #0000ff;">My readers have been following this story with interest.</span></p>
<p><span style="color: #0000ff;">As I feel confused and dispirited, I’ll seek their objective advice before getting back to you.</span></p>
<p><span style="color: #0000ff;">I do realise you’re trying, Sheryl.</span></p>
<p><span style="color: #0000ff;">I suspect I’m simply unsuited to your systems.</span></p></blockquote>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff6600;">Paul</span></strong></span></p>
<p>I’m tired, disheartened and torn.</p>
<p>Should I:</p>
<p>a)    Accept my modest fate.</p>
<p>b)    Battle on via email or Twitter.</p>
<p>c)    Pick up the phone.</p>
<p>d)    Send the wife in.</p>
<p>e)    Turn this into a novel and pay my loans with the proceeds.</p>
<p>f)     Change banks.</p>
<p>g)    Try something else (describe).</p>
<p>Unless you (or <a href="http://www.predictivetext.com.au/news/too-little-too-late-says-online-lender-as-choice-s-big-switch-raises-eyebrows/" target="blank">Choice</a>) come up with something significant,</p>
<p>this could be &#8230;</p>
<p align="center">The End</p>
<p align="center"> </p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
<p> </p>
<p><em><strong><span style="color: #3366ff;">Where have all the comments gone?</span></strong></em></p>
<p><span style="color: #3366ff;">We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, </span><a href="http://myob.com/blog/a-fool-and-his-money-part-3/" target="_blank"><span style="color: #3366ff;">The Pulse</span></a><span style="color: #3366ff;">.  Come and join the conversation on this post </span><a href="http://myob.com/blog/a-fool-and-his-money-part-3/" target="_blank"><span style="color: #3366ff;">here</span></a><span style="color: #3366ff;">.</span></p>
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		<title>A Fool &amp; His Money (Part 2)</title>
		<link>http://mybrc.myobnet.com/2011/08/09/a-fool-his-money-part-2/</link>
		<comments>http://mybrc.myobnet.com/2011/08/09/a-fool-his-money-part-2/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 00:14:33 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
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		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4806</guid>
		<description><![CDATA[
You&#8217;ll also find this post at The Pulse

 
 
Thank you for reading Part 1. (If you haven’t, here it is.)
So there I was, clutching my mouse mat with anticipation of my bank’s direct message (DM).
Sure enough, it came through, requesting my contact number.
I replied that, since all prior phone conversations had failed, I’d rather communicate by [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F09%2Fa-fool-his-money-part-2%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F09%2Fa-fool-his-money-part-2%2F" height="61" width="51" /></a></div><div class="mceTemp mceIEcenter">
<p style="text-align: left;"><em><span style="color: #888888;">You&#8217;ll also find this post at </span><a href="http://myob.com.au/blog/a-fool-and-his-money-part-2/" target="_blank"><span style="color: #ff9900;">The Pulse</span></a></em></p>
</div>
<div id="attachment_4809" class="wp-caption aligncenter" style="width: 310px"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-medium wp-image-4809" title="HeartandMoney_cropped" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/HeartandMoney_cropped-300x158.jpg" alt="True love at last?" width="300" height="158" /></a><p class="wp-caption-text">True love at last?</p></div>
<p> </p>
<p> </p>
<p>Thank you for reading <a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="blank">Part 1</a>. (If you haven’t, <a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="blank">here</a> it is.)</p>
<p>So there I was, clutching my mouse mat with anticipation of my bank’s direct message (DM).</p>
<p>Sure enough, it came through, requesting my contact number.</p>
<p>I replied that, since all prior phone conversations had failed, I’d rather communicate by email.</p>
<p>My bank agreed, so I sent my email address.</p>
<p>Minutes later, my phone rang.</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #3366ff;">Cold Call</span></strong></span></p>
<p>It was my bank:</p>
<blockquote><p>Hi, Paul it’s Con* here. I understand you’d like to talk about your home loans?</p>
<p><span style="color: #0000ff;">Hi, Con. Did you just get referred to me by your Twitter colleague?</span></p>
<p>Yes. Now, how can I help you?</p>
<p><span style="color: #0000ff;">Did your Twitter colleague not tell you I wanted to do this via email?</span></p>
<p>It’s my preference to do it by phone, Paul. Now, before we start: this call may be recorded for training purposes &#8230;</p>
<p><span style="color: #0000ff;">Con, I don’t want to do this by phone.</span></p>
<p>No worries, Paul; what’s a good time to call you back?</p></blockquote>
<p> </p>
<p>I got off the phone and DMed my bank. Having since deleted our DMs in frustration. it went something like this:</p>
<blockquote><p><span style="color: #0000ff;">Nice. I ask politely to be emailed and I get another phone call!</span></p>
<p>I’m so sorry! I specifically requested them not to call you.</p>
<p><span style="color: #0000ff;">I appreciate your efforts, and I realise big systems can thwart good intentions. But I feel I’m flogging a dead horse here.</span></p>
<p>I’m still really keen to help you.</p>
<p><span style="color: #0000ff;">Thank you, but never mind. It’s futile. I’ve wasted enough time on this exercise.</span></p></blockquote>
<p> </p>
<p>In a fit of pique, I then un-followed my bank, making it impossible for them to DM me. I scanned the public Twitter domain (where we’d met) to see if they’d try a shout out, but they didn’t.</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #3366ff;">Write Down</span></strong></span></p>
<p>The next day, after writing Part 1 of this story, I realised my un-follow was churlish.</p>
<p>I was also possibly doing myself out of a (happy?) ending.</p>
<p>So I re-followed my bank. They were still following me, so my next DM got through (verbatim):</p>
<blockquote><p><span style="color: #0000ff;">Me again. Now that I&#8217;ve written this up http://bit.ly/oJZEXh I realise I need to give you 1 more chance to help me via email &#8230;</span></p>
<p><span style="color: #0000ff;">&#8230; I&#8217;ll be writing Part 2 on Monday. How the story ends is up to you. Please, no more phone calls!</span></p></blockquote>
<p> </p>
<p>My bank DMed:</p>
<blockquote><p>Hi Paul, I&#8217;ve escalated this &amp; you&#8217;ll receive an email from our team tmrw as we&#8217;re still really keen to help <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p></blockquote>
<p> </p>
<p>With my mouse mat now chewed to pulp, the email finally arrived:</p>
<blockquote><p>Hi Paul,</p>
<p>I hope you are well.</p>
<p>Barry* from the Twitter team has asked if I can help you with your Home Loan enquiries.</p>
<p>Firstly, please allow me to apologise that a call was made to you despite your request for an email only. I assure you our intention was to provide you with a high level of service it was not to cause you any frustration.</p>
<p>To help me get the information you are after regarding interest rates can I ask that you explain what you are after in terms of your lending.</p>
<p>For example the Line of Credit is not actually a product offered by SomeBank* so we can not offer a comparison. However perhaps if we change it to variable rate loan we maybe able to offer something on the interest rate?</p>
<p>Just so you know I have already been in touch with your banker regarding your loans so we can see what we can do for you, he just wants a little background information so he can respond appropriately. Also we will communicate as much as possible via email however there maybe times where it is best to chat via the phone.</p>
<p>I look forward to your email and seeing what we can do for you.</p>
<p>Sheryl*</p>
<p>Specialised Case Manager</p></blockquote>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #3366ff;">Special Treatment</span></strong></span></p>
<p>I certainly <span style="text-decoration: underline;">felt</span> like a specialised case. But would there be management? I emailed:</p>
<blockquote><p><span style="color: #0000ff;">Hi, Sheryl.</span></p>
<p><span style="color: #0000ff;">Many thanks for your email.</span></p>
<p><span style="color: #0000ff;">Thanks also for contacting my banker. (Who is he, by the way, and where?)</span></p>
<p><span style="color: #0000ff;">This is my current situation:</span></p>
<p><span style="color: #0000ff;">LOC:               6.97%</span></p>
<p><span style="color: #0000ff;">HOME:           7.17%</span></p>
<p><span style="color: #0000ff;">Yet I’m seeing rates as low as 6.69% from several institutions.</span></p>
<p><span style="color: #0000ff;">I consider myself a stable and reliable client. (Please correct me if I’m wrong!)</span></p>
<p><span style="color: #0000ff;">A glance at my accounts will show my financial situation is steadily improving.</span></p>
<p><span style="color: #0000ff;">I’d like to forge a long-term partnership with you guys so that when I’m black in the black, you can handle my investments.</span></p>
<p><span style="color: #0000ff;">I’d therefore like my two rates to reflect what the market is offering.</span></p>
<p><span style="color: #0000ff;">I’d also like a break on my annual and monthly fees.</span></p>
<p><span style="color: #0000ff;">Most of all, I’d like to achieve a positive result without any more faffing around.</span></p>
<p><span style="color: #0000ff;">I’d like you to say what you can do, rather than what (and why) you can’t.</span></p>
<p><span style="color: #0000ff;">If you can’t do anything for me, that’s cool. Just say, ‘SORRY PAUL, NO CAN DO!’ and I’ll move on.</span></p>
<p><span style="color: #0000ff;">I’ve invested so much time trying to communicate with you guys, I’m very, very close to the point where it’s just not worth the effort.</span></p>
<p><span style="color: #0000ff;">In trying to save less than $2000 per year, we’re really not talking sheep stations.</span></p>
<p><span style="color: #0000ff;">I could’ve (should’ve!) earned that much in the time I’ve invested in this process.</span></p>
<p><span style="color: #0000ff;">I’m trying to be reasonable, Sheryl; but if you disagree, we should probably just call it quits.</span></p>
<p><span style="color: #0000ff;">I don’t want to waste your time too.</span></p>
<p><span style="color: #0000ff;">Best regards, thanks again and good luck!</span></p>
<p><span style="color: #0000ff;">P.</span></p>
<p><span style="color: #0000ff;"> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </span></p></blockquote>
<p> </p>
<p>Sheryl emailed:</p>
<blockquote><p>Hi Paul,</p>
<p>Thanks for a prompt reply.</p>
<p>I have included your banker Bert* into this email so you can both have some fruitful conversations about your loans.</p>
<p>Bert will be able to assist you and take a look at your profile and see what we can do.</p>
<p>Dont worry I will be here in the background to make sure you are taken care of.</p>
<p>Have a great weekend.</p></blockquote>
<p> </p>
<p>This was better. I felt like I’d made progress.</p>
<p>Maybe, just maybe, I <span style="text-decoration: underline;">would</span> have a great weekend.</p>
<p>&#8230;</p>
<p>Then I heard from Bert.</p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>&lt;&lt;&lt;&lt;&lt;&lt;    INTERMISSION 2!     &gt;&gt;&gt;&gt;&gt;&gt;</strong></p>
<p>Egad! We’re still not done!</p>
<p>Will Bert save the day or sink the fleet?</p>
<p>Will professional passion trump passive aggression?</p>
<p>For the answers to these and other mind-snapping questions, don’t miss the (final?!) gripping episode of: A Fool &amp; His Money, Part <span style="text-decoration: underline;">3</span>!</p>
<p>Meanwhile I warmly welcome your ideas, observations and stories.</p>
<p><em> * Not his/her/it/their real names.</em></p>
<p><em> </em></p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
<p> </p>
<p><em><strong><span style="color: #3366ff;">Where have all the comments gone?</span></strong></em></p>
<p><span style="color: #3366ff;">We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, </span><a href="http://myob.com/blog/a-fool-and-his-money-part-2/" target="_blank"><span style="color: #3366ff;">The Pulse</span></a><span style="color: #3366ff;">.  Come and join the conversation on this post </span><a href="http://myob.com/blog/a-fool-and-his-money-part-2/" target="_blank"><span style="color: #3366ff;">here</span></a><span style="color: #3366ff;">.</span></p>
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		<item>
		<title>A Fool &amp; His Money (Part 1)</title>
		<link>http://mybrc.myobnet.com/2011/08/04/a-fool-his-money-part-1/</link>
		<comments>http://mybrc.myobnet.com/2011/08/04/a-fool-his-money-part-1/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 23:41:50 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bank]]></category>
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		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4786</guid>
		<description><![CDATA[You&#8217;ll also find this post at The Pulse
 
I’ve been reading with increasing frequency that it’s a fabulous time to negotiate a better interest rate with your lender.
In a world first, Choice has gone one step further by grouping borrowers for a better deal.
Their target was 1000 people prepared to look at switching loans.
In the first [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F04%2Fa-fool-his-money-part-1%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F04%2Fa-fool-his-money-part-1%2F" height="61" width="51" /></a></div><p style="text-align: left;"><em><span style="color: #888888;">You&#8217;ll also find this post at </span><a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="_blank"><span style="color: #ff9900;">The Pulse</span></a></em></p>
<div id="attachment_4792" class="wp-caption aligncenter" style="width: 278px"><a href="http://www.thefeistyempire.com/" target="blank"><img class="size-full wp-image-4792" title="Heart_Cropped" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/Heart_Cropped.jpg" alt="Beware the cheating heart." width="268" height="202" /></a><p class="wp-caption-text">Beware the cheating heart.</p></div>
<p> </p>
<p>I’ve been <a href="http://smh.domain.com.au/real-estate-news/blogs/talking-property/lenders-working-hard-to-hang-onto-customers-20110607-1fpxu.html" target="blank">reading</a> with increasing frequency that it’s a fabulous time to negotiate a better interest rate with your lender.</p>
<p>In a world first, <a href="http://www.choice.com.au/blog/2011/july/big-bank-switch.aspx" target="blank">Choice</a> has gone one step further by grouping borrowers for a better deal.</p>
<p>Their target was 1000 people prepared to look at switching loans.</p>
<p>In the first three days, they clocked <a href="http://theage.domain.com.au/blogs/talking-property/borrowers-rush-for-a-better-deal-20110802-1i96y.html" target="blank">10,000</a>.</p>
<p><span style="text-decoration: underline;">Very</span> interesting.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #3366ff;">Back Story</span></strong></span></p>
<p>I’m one of those morons who plays by the rules and believes what people say.</p>
<p>Having exhausted traditional communication channels, I took up my bank’s offer to chat via online banking.</p>
<p>After several weeks and follow ups, I got three phone calls from three bank staff in one day.</p>
<p>They began by saying they were recording me for training purposes.</p>
<p>I replied that I was recording them for blogging purposes.</p>
<p>They then said that:</p>
<ol>
<li>The lending market had indeed become more competitive.</li>
<li>I was a valuable customer that they wanted to keep.</li>
<li>To this end, they wanted to do the best they could for me.</li>
</ol>
<p>I thanked them and said what I wanted: the same interest rate that their online subsidiary bank was offering, i.e. a 0.48% reduction that’d save me $2000 per year in interest.</p>
<p>They said that because their online subsidiary was run by IT staff – not banking staff – I wouldn’t get the same service.</p>
<p>I replied that, having enjoyed no service for many years, I wouldn’t miss it.</p>
<p>Then they said their subsidiary wasn’t for business owners like me.</p>
<p>I said that if they looked after me now, I’d stay with them and let them handle my investments in the future.</p>
<p>They said they’d get back to me.</p>
<p>&#8230;</p>
<p>They didn’t.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #3366ff;">Gloves Off</span></strong></span></p>
<p>Finally, I got fed up and <a href="http://mybrc.myobnet.com/2010/02/23/twitter-truths/" target="blank">tweeted</a>:</p>
<blockquote><p>My bank&#8217;s &#8216;Mortgage Retention Team&#8217; isn&#8217;t even retenting my phone calls. Could be time for <a href="http://bit.ly/nzGKb8" target="blank">http://bit.ly/nzGKb8</a></p></blockquote>
<p>Then I signed up and tweeted:</p>
<blockquote><p>Right. I&#8217;m in. Who&#8217;s with me? <a href="http://www.choice.com.au/consumer-action/money/big-bank-switch/choice-big-bank-switch.aspx" target="blank">http://www.choice.com.au/consumer-action/money/big-bank-switch/choice-big-bank-switch.aspx</a></p></blockquote>
<p>Minutes later, my bank tweeted:</p>
<blockquote><p>Hi Paul, saw your tweet &#8211; can I help from here? Pls follow so we can DM* &amp; I&#8217;ll have our team follow up for you, thanks!</p></blockquote>
<p>This was new. My bank must’ve had a keyword watching brief. I was impressed, but wary. Deciding to test their mettle, I tweeted:</p>
<blockquote><p>Nice to hear from you! Back stories @ <a href="http://bit.ly/YN1z2" target="blank">http://bit.ly/YN1z2</a> &amp; <a href="http://bit.ly/aw6baO" target="blank">http://bit.ly/aw6baO</a> Still interested? Or am I a too-hard-basket case? <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p></blockquote>
<p>As we were chatting in the public domain, with feeds to my 16000 Twitter followers, I thought that’d be the end of it. But the bank replied:</p>
<blockquote><p>Yes, I&#8217;m still interested &amp; want to see how I can help &#8211; let&#8217;s DM &amp; I&#8217;ll escalate to our team <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p></blockquote>
<p>I stood on the brink.</p>
<p>Phone calls had failed.</p>
<p>Online banking messages had failed.</p>
<p>Could social media be my salvation?</p>
<p>I <span style="text-decoration: underline;">had</span> to find out.</p>
<p>So I followed^ my bank, enabling them to DM me.</p>
<p>And DM they did!</p>
<p><span style="font-size: medium;"><strong> </strong></span></p>
<p align="center"><strong><span style="color: #3366ff;">&lt;&lt;&lt;&lt;&lt;&lt;    INTERMISSION     &gt;&gt;&gt;&gt;&gt;&gt;</span></strong></p>
<p> </p>
<p>Exciting isn’t it?!</p>
<p>Have you had a word with <span style="text-decoration: underline;">your</span> bank yet?</p>
<p>How’d you go?</p>
<p>If not, what’s stopping you?</p>
<p>Could your business not benefit from reduced interest payments?</p>
<p>Your comment will inform and perhaps even shape this narrative.</p>
<p>A bit like &#8230;</p>
<p>choose your own</p>
<p>debenture.</p>
<p> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Don’t miss next week’s <span style="text-decoration: underline;">thrilling</span> conclusion to: A Fool &amp; His Money!</p>
<p><strong> </strong></p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
<p> </p>
<p>*  DM = Send a direct message (i.e. one not visible to the public).</p>
<p>^  Became one of their Twitter followers, thus enabling them to DM me.</p>
<p> </p>
<p><em><strong><span style="color: #3366ff;">Where have all the comments gone?</span></strong></em></p>
<p><span style="color: #3366ff;">We love hearing what you have to say, and stories you might have, so fear not, you&#8217;re still able to comment!  We&#8217;ve moved the party over to our new place, </span><a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="_blank"><span style="color: #3366ff;">The Pulse</span></a><span style="color: #3366ff;">.  Come and join the conversation on this post </span><a href="http://myob.com.au/blog/a-fool-and-his-money-part-1/" target="_blank"><span style="color: #3366ff;">here</span></a><span style="color: #3366ff;">.</span></p>
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		<title>Pet Pals</title>
		<link>http://mybrc.myobnet.com/2011/08/02/pet-pals/</link>
		<comments>http://mybrc.myobnet.com/2011/08/02/pet-pals/#comments</comments>
		<pubDate>Mon, 01 Aug 2011 23:45:54 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[working from home]]></category>
		<category><![CDATA[First impressions]]></category>
		<category><![CDATA[pets]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[self employment]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[work life balance]]></category>

		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4764</guid>
		<description><![CDATA[You&#8217;ll also find this post at The Pulse
 
 
We’ve spoken about children at work, and the effects of family illness.
How about critters?
What role (if any) do pets have in business?
 
Free Range
I figure there are three schools of thought:

Corporate environments in which the prospect of pets is laughable.
Home / small offices that consider critters de rigueur.
Places in [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F02%2Fpet-pals%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F08%2F02%2Fpet-pals%2F" height="61" width="51" /></a></div><p class="mceTemp mceIEcenter" style="text-align: left;"><em><span style="color: #888888;">You&#8217;ll also find this post at </span><a href="http://myob.com/blog/pet-pals/" target="_blank"><span style="color: #ff9900;">The Pulse</span></a></em></p>
<div class="mceTemp mceIEcenter" style="text-align: left;"><em> </em></div>
<div id="attachment_4771" class="wp-caption aligncenter" style="width: 310px"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-medium wp-image-4771" title="PaulsPets" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/08/PaulsPets-300x228.png" alt="Say hello to my little friends." width="300" height="228" /></a><p class="wp-caption-text">Say hello to my little friends.</p></div>
<p> </p>
<p>We’ve spoken about <a href="../../2011/03/17/kids-in-the-kitchen/" target="blank">children</a> at work, and the effects of <a href="../../2011/07/05/should-we-tell-them-about-nanna/" target="blank">family illness</a>.</p>
<p>How about critters?</p>
<p>What role (if any) do pets have in business?</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Free Range</span></strong></span></p>
<p>I figure there are three schools of thought:</p>
<ol>
<li>Corporate environments in which the prospect of pets is laughable.</li>
<li>Home / small offices that consider critters de rigueur.</li>
<li>Places in between.</li>
</ol>
<p>As usual, I expect to learn that I’ve merely &#8230; scratched the surface.</p>
<p>I’ll describe my situation, tell a few tales, then open the floor.</p>
<p><a href="http://mybrc.myobnet.com/2009/07/21/speak-or-zing/" target="_blank">Winston</a> and <a href="http://mybrc.myobnet.com/2011/05/05/what-small-business-can-learn-from-borders/" target="_blank">Sarah</a> have mentioned pets in several comments.</p>
<p>I’d love to hear yours too.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Dog Days</span></strong></span></p>
<p><a href="http://www.squidoo.com/flyfishingpool" target="blank">Omaha and Graham</a> (pictured) spend each day in or around Empire House.</p>
<p>Omaha curls at my feet for hours.</p>
<p>She’s wonderful company for a sole trader in a solitary trade.</p>
<p><a href="../../2010/02/23/twitter-truths/" target="blank">Twitter</a> is awash with pictures of cats lounging on keyboards and monitors.</p>
<p>These suggest many businesspeople keep close quarters with furry friends.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Walkies!</span></strong></span></p>
<p>My dogs get me out of the house.</p>
<p>I’m forever tempted to put work deadlines ahead of my well-being.</p>
<p>Left to my own devices, I wouldn’t exercise nearly as much.</p>
<p>But when bright eyes and tapping paws implore you to take them to the sun, it’s hard to resist.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Stress Balls</span></strong></span></p>
<p>I’ve read that pet owners live longer and have reduced cancer and heart disease risk.</p>
<p>The mere act of stroking fur is supposed to lower your heart rate and stress level.</p>
<p>If you have a bad interaction with a client or supplier, the warmth and unconditional understanding of a best friend can be very calming.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Pet Hates</span></strong></span></p>
<p>It cuts both ways, though.</p>
<p>When clients visit, critters must vanish.</p>
<p>You can’t have them jumping and pawing.</p>
<p>And that visitor’s chair better be clean.</p>
<p>It’s bad enough when you go to a meeting covered in fur. (The old sticky roller’s a godsend here.)</p>
<p>Sending your clients back into the world similarly hirsute is even worse.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Corporate Animals</span></strong></span></p>
<p>Some larger offices allow pets (and military mascots abound).</p>
<p>Responses range from lifting team morale to finding poo in the boardroom.</p>
<p>Some people can’t handle the distraction of animals at work.</p>
<p>And a cute puppy sure can stop an entire department in its tracks.</p>
<p>Babies have a similar impact, though they don’t tend to chew three-phase power cables.</p>
<p>Then, of course, there are allergies.</p>
<p>Despite the pitfalls, some big firms have a liberal attitude towards pets at work.</p>
<p>How about you?</p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><strong><span style="color: #ff00ff;">Your Say</span></strong></span></p>
<p>What do you think of this fuzzy frivolity?</p>
<ul>
<li>One meow, yes.</li>
<li>Two meows, no.</li>
</ul>
<p>Give us a sign,</p>
<p>lest we do this by</p>
<p>arf.</p>
<p> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p> </p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
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		<slash:comments>39</slash:comments>
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		<title>Paper Bag Bandits</title>
		<link>http://mybrc.myobnet.com/2011/07/28/paper-bag-bandits/</link>
		<comments>http://mybrc.myobnet.com/2011/07/28/paper-bag-bandits/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 23:43:14 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bribe]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[client feedback]]></category>
		<category><![CDATA[corrupt]]></category>
		<category><![CDATA[corruption]]></category>
		<category><![CDATA[customer loyalty]]></category>
		<category><![CDATA[customer relations]]></category>
		<category><![CDATA[First impressions]]></category>
		<category><![CDATA[getting paid]]></category>
		<category><![CDATA[reputation]]></category>
		<category><![CDATA[reputation management]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[selling online]]></category>
		<category><![CDATA[slush fund]]></category>

		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4748</guid>
		<description><![CDATA[ 
Did you hear about the rather lucrative printer cartridge deal?
The highlight for me was the public servant who:
‘&#8230; bought enough black toner cartridges to supply the government department for 40 years — despite toner cartridges expiring after two years.’
As my taxes paid this person’s salary, I felt encouraged by her initiative and commitment.
Then I wondered [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F28%2Fpaper-bag-bandits%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F28%2Fpaper-bag-bandits%2F" height="61" width="51" /></a></div><div id="attachment_4754" class="wp-caption aligncenter" style="width: 218px"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-full wp-image-4754" title="New Picture (2)" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/07/New-Picture-2.png" alt="Money talks. Has it said anything to you lately?" width="208" height="261" /></a><p class="wp-caption-text">Money talks. Has it said anything to you lately?</p></div>
<p> </p>
<p>Did you hear about the rather lucrative <a href="http://www.theage.com.au/technology/technology-news/government-staff-in-printer-rort-20110615-1g2si.html" target="blank">printer cartridge deal</a>?</p>
<p>The highlight for me was the public servant who:</p>
<p>‘&#8230; bought enough black toner cartridges to supply the government department for 40 years — despite toner cartridges expiring after two years.’</p>
<p>As my taxes paid this person’s salary, I felt encouraged by her initiative and commitment.</p>
<p>Then I wondered if <span style="text-decoration: underline;">you’ve</span> been stung by either end of the corruption cattle prod.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #008000;">Tagged &amp; Bagged</span></strong></span></p>
<p>There are two sides to every story. And difficult times tend to throw these into high relief.</p>
<p>On one side, we have flawed humans with the power to make purchasing decisions.</p>
<p>On the other, hungry companies desperate to make a deal.</p>
<p>If a wad of loot were to find its way into a brown paper bag, and that bag were to find its way into a pocket, and the owner of that pocket were to award a lucrative contract, who would be the wiser?</p>
<p>This is a new area for me.</p>
<p>Whenever I’ve been desperate for business, I’ve been way too desperate to contribute to anyone’s slush fund.</p>
<p>When I’ve been in positions of power, the most I ever got was a bag of lollies from a printing firm.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #008000;">Guilty!</span></strong></span></p>
<p>Actually, now that I think about it, those lollies worked a treat.</p>
<p>They were red, like raspberries, but in the shape of a K.</p>
<p>Even better, they had a hard, chewy consistency (like the long-discontinued, sadly missed battleship lollies of my youth).</p>
<p>The flavour was intense.</p>
<p>The company was &#8230;</p>
<p>&#8230; it’s coming to me &#8230;</p>
<p><a href="http://www.kwikkopy.com.au/" target="blank">Kwik Kopy</a>!</p>
<p>Yes! That’s right: that’s what the K was for!</p>
<p>A little bag of red jelly Ks came with each Kwik Kopy print order delivered.</p>
<p>It was a mere handful, but the effect was profound.</p>
<p>Enough, even, to make a man forget his aversion to phonetic spelling.</p>
<p>Whenever these arrived in the design studio, we fell upon them like orphan zombies.</p>
<p>After a few sugar hits, I started hassling the Production Manager to use Kwik Kopy</p>
<p>all</p>
<p>the</p>
<p>time.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #008000;">Mea Culpa</span></strong></span></p>
<p>And so I stand before you, a corrupt and broken citizen.</p>
<p>Will you flay my flesh or sympathise with my human failings?</p>
<p>Maybe you have even more shocking tales to tell.</p>
<p>Don’t be shy; there’s a <a href="http://knowledge.asb.unsw.edu.au/article.cfm?articleid=1194" target="blank">lot</a> of <a href="http://www.ethics.org.au/ethics-articles/ethics-olympic-movement" target="blank">it</a> <a href="http://www.france24.com/en/20110511-fifa-members-new-allegations-corruption-world-cup-bids-qatar-fa-russia" target="blank">about</a>.</p>
<p>To get you thinking, I’ve provided some interrogation questions (sorted in decreasing likelihood of you ignoring them).</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #008000;">Confess!</span></strong></span></p>
<p>Have you (or anyone in your business) ever:</p>
<ul>
<li>Taken a bribe?</li>
<li>Offered one?</li>
<li>Seen one change hands?</li>
<li>Been beaten in a pitch because of one?</li>
<li>Suspected as much?</li>
<li>Been tempted to ‘grease the rails’ in your favour?</li>
</ul>
<p>For the record, I once considered bribing my <a href="http://mybrc.myobnet.com/2009/10/13/defence-in-depth/" target="blank">‘builder’</a> to do what I’d paid him to.</p>
<p>But since he already had all our money (plus a lot more that didn’t belong to us) I realised the effect would be negligible.</p>
<p>It’s now down to you.</p>
<p>Think carefully.</p>
<p>And tell all!</p>
<p> </p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/" target="blank">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
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		<title>Some exciting changes at the Small Business Owner blog.</title>
		<link>http://mybrc.myobnet.com/2011/07/26/some-exciting-changes-at-the-small-business-owner-blog/</link>
		<comments>http://mybrc.myobnet.com/2011/07/26/some-exciting-changes-at-the-small-business-owner-blog/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 00:28:02 +0000</pubDate>
		<dc:creator>Emma from MYOB</dc:creator>
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		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4722</guid>
		<description><![CDATA[ 
No-one goes through their entire life with the same hairstyle – and neither do we here at the Small Business Owner blog.  Thanks to you, this blog has been such an incredible success that it’s getting a fabulous new makeover!
The team at MYOB has loved bringing you the latest thoughts from the wordsmith de jour, [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F26%2Fsome-exciting-changes-at-the-small-business-owner-blog%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F26%2Fsome-exciting-changes-at-the-small-business-owner-blog%2F" height="61" width="51" /></a></div><div id="attachment_4733" class="wp-caption aligncenter" style="width: 310px"><img class="size-medium wp-image-4733" title="New Picture (1)" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/07/New-Picture-1-300x257.png" alt="Introducing The Pulse!" width="300" height="257" /><p class="wp-caption-text">Introducing The Pulse!</p></div>
<p> </p>
<p>No-one goes through their entire life with the same hairstyle – and neither do we here at the Small Business Owner blog.  Thanks to you, this blog has been such an incredible success that it’s getting a fabulous new makeover!</p>
<p>The team at MYOB has loved bringing you the latest thoughts from the wordsmith de jour, Paul Hassing &#8211; so much so, that we’ve cleared some space on our website and custom built a brand new platform!</p>
<p>It’s called The Pulse, and we’re very excited to introduce it to you.  It’s launching tomorrow night, but we thought as loyal Small Business Owner fans, we’d give you the first sneak peek (glamour shot above). <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>It’s going to be a hub of news and social media – think of it as your one-stop-shop to get your finger on ‘the pulse’ (excuse the pun) of everything business owners are keen to know about.  We’ll have a section for business owners, one for accountants, and also some space so you can get insights, tips and views from our team, as well as a sneak peek into life in the MYOB offices.</p>
<p>We’ll also have plenty of new authors to introduce to you.  We’re positive you’ll like them as much as Paul.</p>
<p> </p>
<p><span style="color: #3366ff;"><span style="font-size: medium;"><strong>But what does this mean for Paul and his delightfully entertaining posts?</strong></span></span></p>
<p>Absolutely nothing!  Paul will continue to provide the Tuesday and Thursday posts you know and love, and, like always, he’ll be around to chat and respond to your comments.</p>
<p>For now, we’ll also be leaving the Small Business Owner blog live, so you can revisit all your favourite posts whenever you like.</p>
<p>We like to think of it like moving house.  We’ll miss the place that’s been our home for the last few years, but we’re pretty excited about moving into brand new digs!</p>
<p> </p>
<p><span style="color: #3366ff;"><span style="font-size: medium;"><strong>So now it’s time to pack those boxes.</strong></span></span></p>
<p>We’ve spent plenty of time tossing around ideas about the best way to transition to The Pulse.  Until we realized that the best part of the Small Business Owner blog is all of your amazing insights, knowledge and experiences.  So who better to help us?!</p>
<p>While we’ll keep Paul’s pieces here for a few more weeks, we’ll also be posting them on The Pulse.  Eventually, we’ll move across there permanently.  We’ll let you know well in advance before that happens, and make sure to post plenty of links here at the Small Business Owner blog so you can find us.</p>
<p> </p>
<p><span style="color: #3366ff;"><span style="font-size: medium;"><strong>So, without further adieu, we open the floor to you all.</strong></span></span></p>
<p>Have you ever made the move to a new blog or website?</p>
<p>How did you do it?  What worked?  What didn’t?</p>
<p>How would you think the blog should move into its new digs at The Pulse?</p>
<p> </p>
<p><span style="font-size: medium;"><strong>Emma Mulquiney | Online Editor <a href="http://myob.com.au/" target="blank">MYOB</a></strong></span></p>
<p style="text-align: left;"><a href="http://twitter.com/#!/MYOBteam" target="_blank"><img class="alignleft size-full wp-image-250" title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
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		<title>Paper Runs</title>
		<link>http://mybrc.myobnet.com/2011/07/21/paper-runs/</link>
		<comments>http://mybrc.myobnet.com/2011/07/21/paper-runs/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 23:45:39 +0000</pubDate>
		<dc:creator>Paul Hassing</dc:creator>
				<category><![CDATA[Marketing]]></category>
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		<guid isPermaLink="false">http://mybrc.myobnet.com/?p=4708</guid>
		<description><![CDATA[ 
 
I must get a proper NO JUNK MAIL sign.
Each time my home-made one falls off, I have a Brazil moment.
Someone, somewhere, must benefit from this bumf.
But who?!

Client companies?
Ad agencies?
Graphic designers?
Printers?
Paper mills?
Plantation foresters?
Walkers?
Dogs?
Customers?
Australia Post?

Certainly not me. How about you?
Do you like receiving unsolicited print advertising?
Is (or was) it part of your business marketing mix?
 
Captive Audience
Keep Australia [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F21%2Fpaper-runs%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fmybrc.myobnet.com%2F2011%2F07%2F21%2Fpaper-runs%2F" height="61" width="51" /></a></div><p style="text-align: center;"> </p>
<div id="attachment_4711" class="wp-caption aligncenter" style="width: 310px"><a href="http://www.thefeistyempire.com/" target="_blank"><img class="size-medium wp-image-4711" title="New Picture" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2011/07/New-Picture-300x210.png" alt="All this hit my letter box in just two days!" width="300" height="210" /></a><p class="wp-caption-text">All this hit my letter box in just two days!</p></div>
<p> </p>
<p>I must get a proper NO JUNK MAIL sign.</p>
<p>Each time my home-made one falls off, I have a <a href="http://www.youtube.com/watch?v=5_00bbE9oxQ" target="blank">Brazil moment</a>.</p>
<p>Someone, somewhere, must benefit from this bumf.</p>
<p>But <span style="text-decoration: underline;">who</span>?!</p>
<ul>
<li>Client companies?</li>
<li>Ad agencies?</li>
<li>Graphic designers?</li>
<li>Printers?</li>
<li>Paper mills?</li>
<li>Plantation foresters?</li>
<li>Walkers?</li>
<li>Dogs?</li>
<li>Customers?</li>
<li>Australia Post?</li>
</ul>
<p>Certainly not me. How about <span style="text-decoration: underline;">you</span>?</p>
<p>Do you like receiving unsolicited print advertising?</p>
<p>Is (or was) it part of your business marketing mix?</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff0000;">Captive Audience</span></strong></span></p>
<p>Keep Australia Beautiful and Eco Voice want us to read catalogues <a href="http://www.ecovoice.com.au/catalogues" target="blank">online</a></p>
<p>A fine idea. So far, they have &#8230; six.</p>
<p>Either it’s early days, or we <span style="text-decoration: underline;">really</span> like ads in our letter box.</p>
<p>I’ve heard older people look forward to them as bona fide reading materials.</p>
<p>Perhaps the appeal is more widespread.</p>
<p>Perhaps I’m missing the point.</p>
<p>Here’s <a href="http://auspost.com.au/personal/managing-letterbox.html" target="blank">Australia Post’s</a> take, with a handy link to <a href="http://www.adma.com.au/consumer-help/do-not-mail/" target="blank">Do Not Mail</a>.</p>
<p>I wish they cared as much about their <a href="http://mybrc.myobnet.com/2010/06/03/what-price-flexibility/" target="blank">rubber bands</a>.</p>
<p>My <a href="http://mybrc.myobnet.com/2009/03/17/how-to-get-upset/" target="blank">Do Not Fax</a> registration ran out recently, but that’s another story.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff0000;">Sign of the Times</span></strong></span></p>
<p>With regard to stickers, I could move to <a href="http://www.willoughby.nsw.gov.au/your-neighbourhood/waste---recycling/Junk-Mail/" target="blank">Willougby</a> where they’re giving ‘em away.</p>
<p>Maybe NO JUNK MAIL is too terse.</p>
<p>Perhaps I should go with the softer <a href="http://www.enviroshop.com.au/No_Advertising_Material.html" target="blank">No Advertising Material Please</a>.</p>
<p>I wonder if it makes a difference.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff0000;">Boxed in</span></strong></span></p>
<p>In one of my lean years, I tried a casual brochure delivery job.</p>
<p>By faithfully obeying NO JUNK MAIL signs, I had many brochures left over.</p>
<p>The distribution firm:</p>
<ul>
<li>Accused me of not doing my job.</li>
<li>Ordered me to ignore the signs.</li>
<li>Threatened to do spot checks in my territory.</li>
</ul>
<p>When I later found great bundles of fliers dumped in vacant lots, I realised why I wasn’t trusted.</p>
<p>I also saw other ‘walkers’ in action. (Never any kids, though; unlike decades past.)</p>
<p>Some posted so carelessly, the merest zephyr strew their stuff across the street.</p>
<p>Not a good look for the firms who’d paid to feature.</p>
<p>I wrote to several, flagging their wasted budgets.</p>
<p>A couple replied, but without enthusiasm.</p>
<p> </p>
<p><span style="font-size: medium;"><strong><span style="color: #ff0000;">Here &amp; Now</span></strong></span></p>
<p>As our world hurtles to ruin, I feel the need to query unsolicited print advertising once more.</p>
<p>Therefore, do you:</p>
<ul>
<li>Make it?</li>
<li>Get it?</li>
<li>Use it?</li>
<li>Love it?</li>
<li>Hate it?</li>
</ul>
<p>We’re at a crossroads.</p>
<p>Show us your papers!</p>
<p> <img src='http://mybrc.myobnet.com/wordpress/wp-includes/images/smilies/icon_neutral.gif' alt=':|' class='wp-smiley' /> </p>
<p> </p>
<p><strong>Paul Hassing, Founder &amp; Senior Writer, <a href="http://www.thefeistyempire.com/">The Feisty Empire</a></strong></p>
<p><a href="http://twitter.com/#!/PaulHassing" target="_blank"><img class="aligncenter size-full wp-image-250" title="blog_follow-me21" src="http://mybrc.myobnet.com/wordpress/wp-content/uploads/2009/03/blog_follow-me21.jpg" alt="blog_follow-me21" width="90" height="55" /></a></p>
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